Access to your Credit Report, score and rating
We give you tools, guidance and tips to help you improve your credit score
We'll monitor your credit profile and alert you to any significant changes
You can choose how we alert you
See who's made searches on your credit profile and spot potentially fraudulent activity
What is a credit score? Why do I need a credit report? If you've started to ask yourself questions like these, the overall topic of credit score probably still seems a bit daunting. That's why it's important to start with the basics. By learning the basics of credit score, you'll gain a platform of knowledge that you can use to your advantage for years to come. And you might just be surprised at the range of financial benefits that getting to grips with credit score can bring.
Find out who sets your credit score, how it's calculated and the full range of scores that can be given to you. Also, learn why growing a strong credit score can only be good news for your long term financial health and how lenders reward high credit scores with lower interest rates and more favourable deals.